The correct answer is letter "A": liability coverage.
Liability coverage is the type of insurance that takes care of damages of other parties involved in a car accident rather than its policyholder. Most liability coverages are inexpensive since the damages the insurance company covers have a limit. Vehicle damages and medical bills as a result of an accident are typical expenses covered by liability coverage. In some cases, it covers a rental car for the other party affected if the vehicle is not drivable after the collision.
(A) liability coverage
Since David considers himself to be a responsible and safe driver. He has never been in an accident and never received a speeding ticket. He is looking for the minimal amount of automobile insurance possible, the best option for him is to get liability coverage this is because through this he will be able to cover the damage he made if he is at fault, and since that is rare because he drives carefully, it’ll be the best option for him.
The answer is: A. liability coverage
Since david is a responsible driver, the chance that he would involved in accidents is very small. Because of this, liability coverage is the cheapest and most suitable option for David.
Liability coverage tend to be the cheapest because In case automobile accidents happen, liability coverage would only protect the damage that happen to the third party (not the insured).
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